Terms of Service for Ultimate Envelopes
Effective Date: January 1, 2026
Please read these Terms of Service (“Terms”) carefully before using the Ultimate Envelopes Google Sheets add-on (“the Add-on,” “the Service”).
1. Acceptance of Terms
By installing, accessing, or using Ultimate Envelopes, you agree to be bound by these Terms of Service. If you do not agree to these Terms, do not use the Add-on.
2. Description of Service
Ultimate Envelopes is a comprehensive envelope budgeting system built on Google Sheets that leverages Tiller for data aggregation. The Service:
- Provides envelope budgeting functionality within Google Sheets
- Integrates with Tiller Money for automated transaction data
- Operates entirely within Google Sheets
- Processes your financial data to help you manage budgets using the envelope method
- Does not store your data on external servers beyond Google’s infrastructure
Note: Tiller Money is a separate third-party service. You must have an active Tiller subscription to use Ultimate Envelopes’ full functionality. Ultimate Envelopes is not affiliated with, endorsed by, or officially connected to Tiller Money.
3. User Accounts and Access
Account Requirements
- You must have a valid Google account to use the Add-on
- You must have an active Tiller Money subscription for data aggregation features
- You must be at least 13 years of age to use the Service
- You are responsible for maintaining the security of your Google account and Tiller account
Authorized Use
You may use Ultimate Envelopes for:
- Personal financial management
- Household budgeting
- Small business expense tracking
- Educational purposes
4. Permissions and Data Access
By installing the Add-on, you grant Ultimate Envelopes permission to:
- Access the current Google Sheet you are working in
- Read and modify spreadsheet data to provide budgeting functionality
- Access financial transaction data provided by Tiller in your spreadsheet
- Display custom menus and sidebars within Google Sheets
- Perform calculations and updates to your envelope budget categories
These permissions are required for the Add-on to function. You may revoke these permissions at any time through your Google Account settings.
Financial Data: While the Add-on accesses financial data in your spreadsheet, it does not transmit this data to external servers. All processing happens within Google Sheets.
5. User Responsibilities
You agree to:
- Use the Add-on in compliance with all applicable laws and regulations
- Maintain an active and properly configured Tiller Money account
- Not use the Add-on for any unlawful, harmful, or malicious purpose
- Not attempt to reverse engineer, decompile, or disassemble the Add-on
- Not interfere with or disrupt the functionality of the Add-on
- Not use the Add-on to violate the rights of others
- Maintain accurate and current information in your Google account
- Ensure the accuracy of your budget allocations and financial decisions
- Back up your spreadsheet data regularly
6. Prohibited Uses
You may NOT use Ultimate Envelopes to:
- Violate any local, state, national, or international law
- Infringe on intellectual property rights of others
- Transmit viruses, malware, or other malicious code
- Attempt to gain unauthorized access to other users’ data
- Use automated systems to access the Service in ways that send more requests than a human could reasonably produce
- Resell, redistribute, or sublicense the Add-on
- Manage finances for illegal activities
- Violate Tiller Money’s terms of service
7. Third-Party Dependencies
Tiller Money
Ultimate Envelopes relies on Tiller Money for transaction data aggregation. You acknowledge that:
- Tiller Money is a separate, independent service
- You must maintain your own Tiller subscription
- Ultimate Envelopes is not responsible for Tiller’s service availability, accuracy, or pricing
- Changes to Tiller’s service may affect Ultimate Envelopes functionality
- You must comply with Tiller Money’s Terms of Service
- Tiller Money’s data feed delays or errors are beyond our control
For Tiller-related issues, please contact Tiller support directly at https://www.tillerhq.com/support/
Google Services
Ultimate Envelopes operates within Google Sheets and relies on Google’s infrastructure. Your use is also subject to:
We are not responsible for Google’s services or any issues arising from Google’s platform.
8. Financial Disclaimer
IMPORTANT: Ultimate Envelopes is a budgeting tool, not financial advice.
- The Add-on provides budgeting functionality but does not provide financial, investment, tax, or legal advice
- You are solely responsible for your financial decisions
- We do not guarantee the accuracy of calculations, though we strive for accuracy
- You should verify all budget calculations and financial data
- Consult with qualified financial professionals for financial advice
- We are not responsible for financial losses resulting from your use of the Add-on
- The envelope budgeting method may not be suitable for all financial situations
9. Intellectual Property
Ownership
Ultimate Envelopes, including all code, design, graphics, and documentation, is owned by the developer and is protected by copyright, trademark, and other intellectual property laws.
License
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Add-on for its intended purpose.
Your Content
You retain all rights to the financial data and content you create or process using the Add-on. We do not claim ownership of your spreadsheet data, budget allocations, or financial information.
10. Service Availability
No Guarantee of Uptime
- The Service is provided “as is” and may be modified, suspended, or discontinued at any time
- We do not guarantee uninterrupted or error-free operation
- We may perform maintenance that temporarily affects availability
- Tiller service interruptions may affect functionality
Updates and Changes
We reserve the right to:
- Modify or update the Add-on at any time
- Add or remove features
- Change these Terms (with notice to users)
- Adjust pricing for future premium features (if applicable)
11. Disclaimer of Warranties
THE ADD-ON IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Warranties of merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy, reliability, or completeness of budgeting calculations
- That the Service will meet your financial management needs
- That the Service will be error-free or uninterrupted
- That financial data from Tiller will be accurate or timely
- That using the envelope budgeting method will improve your financial situation
12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- We are not liable for any indirect, incidental, special, consequential, or punitive damages
- We are not liable for any financial losses, including but not limited to: overdraft fees, late payment fees, investment losses, or lost savings opportunities
- We are not liable for any loss of data, profits, revenue, or business opportunities
- We are not liable for damages arising from your use or inability to use the Add-on
- We are not liable for errors in budget calculations or financial data
- We are not liable for issues caused by Tiller Money’s service
- Our total liability shall not exceed $50 USD or the amount you paid for the Service (if any), whichever is greater
This limitation applies even if we have been advised of the possibility of such damages.
13. Indemnification
You agree to indemnify, defend, and hold harmless Ultimate Envelopes and its developer from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
- Your use of the Add-on
- Your financial decisions based on the Add-on’s output
- Your violation of these Terms
- Your violation of any rights of others
- Your violation of applicable laws
- Your violation of Tiller Money’s terms of service
14. Data Backup and Loss
YOU ARE RESPONSIBLE FOR BACKING UP YOUR SPREADSHEET DATA.
- We strongly recommend making regular copies of your budget spreadsheet
- Use Google Sheets’ version history feature to track changes
- Export your data periodically to other formats
- We are not responsible for data loss due to Google Sheets issues, user error, or any other cause
15. Termination
By You
You may stop using the Add-on at any time by:
- Uninstalling it from Google Sheets
- Revoking permissions through your Google Account settings
Your spreadsheet data will remain intact after uninstalling.
By Us
We reserve the right to:
- Terminate or suspend your access immediately for violation of these Terms
- Discontinue the Service at any time with or without notice
- Remove the Add-on from the Google Workspace Marketplace
Effect of Termination
Upon termination:
- Your right to use the Add-on immediately ceases
- You must uninstall the Add-on
- Your spreadsheet data remains yours and accessible
- Provisions that should survive termination (including disclaimers and limitations of liability) will remain in effect
16. Privacy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.
Key Privacy Points:
- We do not store your financial data on external servers
- We do not access your bank account information
- All financial data processing occurs within your Google Sheet
- See our Privacy Policy for complete details
17. Dispute Resolution
Governing Law
These Terms are governed by the laws of the State of Texas, United States, without regard to conflict of law principles.
Before filing any formal claim, you agree to contact us at support@ultimateenvelopes.com to attempt to resolve the dispute informally.
Arbitration
Any disputes that cannot be resolved informally shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
Class Action Waiver
You agree to resolve disputes with us on an individual basis and waive any right to participate in class action lawsuits or class-wide arbitration.
18. General Provisions
Entire Agreement
These Terms constitute the entire agreement between you and Ultimate Envelopes regarding the Service.
Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.
Waiver
Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.
Assignment
You may not assign or transfer these Terms. We may assign our rights and obligations without restriction.
No Agency
Nothing in these Terms creates any agency, partnership, joint venture, or employment relationship.
19. Changes to These Terms
We reserve the right to modify these Terms at any time. Changes will be effective when posted on this page with an updated effective date.
Material changes will be communicated to users through:
- Update notifications in the Add-on
- Notice on our website
Continued use of the Add-on after changes constitutes acceptance of the modified Terms.
If you have questions about these Terms of Service, please contact us:
Developer: Ultimate Envelopes
Email: support@ultimateenvelopes.com
Website: https://www.ultimateenvelopes.com
Last Updated: February 3, 2026
By using Ultimate Envelopes, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.